Your insurance questions, answered.
Car insurance is required in almost all states. Known as a mandatory minimum, drivers must purchase and maintain a certain level of car insurance from an insurance company in case of an accident or injury to another person or property. If you fail to maintain coverage, you could be in violation of the law
Well, it's how much you are willing to pay for life insurance. If you want to pay less, you should consider a fully medically underwritten policy.
Leaving your home unoccupied. Not getting in touch when something changes. Keeping quiet about an incident (even the really small ones). Using your home for business. Getting a lodger. Having your home renovated. Inflating the value of your contents.
Whether you're picking a plan for the first time – or thinking about changing health insurance plans – these are good questions to ask yourself. Will this health insurance plan help me save money if I'm healthy? ... Will this health insurance plan be affordable if I'm sick? ... Are my doctors covered by this plan?
Go to your marketplace and view your plan options side by side. Decide which type of plan — HMO, PPO, EPO or POS — is best for you and your family, and whether you want an HSA-eligible plan. Eliminate plans that exclude your doctor or any local doctors in the provider network.
Your credit score, age, where you live, and the type of car you drive are among the other factors insurance companies consider to determine premiums.